Finding the best credit card for your wallet can be tricky. With so many options, it can be overwhelming to figure out which one is right for you. But you don’t have to worry. We’ve done the hard work for you and figured out the best credit cards for U.S. consumers in 2020. Read on to learn more.

Cash Back and Rewards Cards
If you’re looking for a credit card that rewards you for spending, look no further than cash back and rewards cards. With these cards, you can earn points, miles, or cash back for every dollar you spend, allowing you to get more out of your purchases. Here are some of the best options:

Chase Freedom Unlimited: This card offers 1.5% cash back on all purchases with no annual fee. You can also take advantage of an introductory 0% APR offer for the first 15 months.
Capital One Quicksilver Cash Rewards Credit Card: With this card, you can earn 1.5% cash back on all purchases, with no cap or annual fee. Plus, you can get a one-time bonus when you spend $500 in the first 3 months.
Discover it Cash Back: With this card, you can earn up to 5% cash back in rotating bonus categories, up to $1,500 in purchases each quarter, and an unlimited 1% cash back on all other purchases. Plus, there’s no annual fee.
Low Interest Rate Cards
If you’re looking for a card with a lower interest rate, there are plenty of options. These cards can help you save money on interest each month and make it easier to pay down your balance over time. Here are a few of the best low interest rate cards:

Citi Simplicity Card: This card offers an introductory 0% APR for 18 months on balance transfers and purchases, with an ongoing APR of 14.99%-24.99%. Plus, there’s no annual fee.
Discover it Balance Transfer: With this card, you can get an intro 0% APR on balance transfers for the first 18 months (then 14.99%-24.99% Variable) and on purchases for the first 6 months (then 14.99%-24.99% Variable). Plus, there’s no annual fee or balance transfer fee.
Chase Slate: This card offers an introductory 0% APR for 15 months on balance transfers and for purchases, with an ongoing APR of 14.99%-24.99%. Plus, there’s no annual fee.
Cards with Introductory Offers
If you want to get the most out of your credit card, you should consider cards with introductory offers. These cards offer bonuses and rewards on your purchases for the first few months of owning the card. Here are some of the best introductory offer cards:

Capital One Venture Rewards Credit Card: With this card, you can earn up to 50,000 bonus miles when you spend $3,000 on purchases within the first three months of opening your account. Plus, you can earn 2X miles on every purchase.
Chase Sapphire Preferred Card: With this card, you can earn up to 50,000 bonus points when you spend $4,000 on purchases within the first three months of opening your account. Plus, you can earn 2X points on travel and dining purchases.
American Express Blue Cash Preferred: With this card, you can earn 6% cash back at U.S. supermarkets on up to $6,000 in purchases each year (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back on transit, and 1% cash back on other purchases. Plus, you can get a one-time $200 statement credit when you spend $1,000 in the first 3 months of opening your account.
The Bottom Line
No matter what type of credit card you’re looking for, there are plenty of great options out there. With the right card, you can get more bang for your buck and save money in the long run. So take some time to compare the different cards and find the one that’s right for you.